It’s not a problem until it’s a problem, but when it becomes a problem, it’s a BIG one.
That being, I cannot get into my account without a mobile. Which has just gone kaput on me. Then I can’t get into my savings account to transfer money to my main account to buy a new phone - or for any other reason.
The last time I had this issue was whilst I was travelling. Fortunately I had money available to sort out a new phone.
For this reason I will be looking for a bank that is more accessible… As much as I love the ease and use of Tide… This is a really, really poorly thought through aspect of the UX!