Of all the things people are saying are missing (like incoming international payments) I see this as fundamental. I trade in the UK only and for me the way I could get this account up and running while sitting at a station waiting for a train (after several months of effort, arguing and waiting for a response from the dinosaurs of the banking world) was amazing. I’ve opened a few personal accounts with challenger banks in recent years but up to now a business offering was missing.
You don’t expect a bank to offer you an invoicing facility so that was a surprise but my trial of it showed it lacking after what I was used to. No criticism intended here as it was a bonus feature that I decided not to use. But I can’t delete the stuff I created during my evaluation!
I will continue to use Wave Accounts, it’s a fully comprehensive solution and it’s free. The only thing I would wish for is integration between Wave and Tide - a Tidal Wave! My previous business banking solution from Cashplus (also an e-money provider with prepay card) was supported for direct integration in Wave. With Tide I have to import a CSV, not quite as neat.
Good to hear Tide are working on a delete key for invoices but it just re-inforces my view that programmers don’t actually use the stuff they write (and I used to write accounts software).
In general Tide is great though, and it’s good to be in at the beginning of all this…