Credit reporting


Does tide enable you to build up a credit history so that when working with suppliers, who are performing a credit check on your account, you can be approved of a credit account?


Hi @pkotecha,

We do not carry out credit checks. To open a current account, we perform electronic checks (run by third-party services) to verify your identity and comply with UK anti-money laundering regulations. While these checks will not impact your credit score, they will appear on your credit report.

On another note, we have a credit feature which you can learn about here.

Let me know if you have any other questions, I’m happy to help!